• Home
  • Welcome!
  • Mission Statement
  • The Compass Girls
  • Privacy Policy
  • Contact

Champagne Living

Live the Good Life!

  • The Buzz
    • Men’s Corner
  • Fashion & Beauty
  • Home
    • Snowbirds
  • Travel
    • Cruise
    • USA
      • Florida
      • Las Vegas
      • New York
    • Mexico
    • Europe
    • LGBTQ Travel
  • Food & Drink
    • Drink
    • Dine In
    • Dine Out
    • South Florida
  • Weddings
  • Cars & RVs
  • Gift Guides
You are here: Home / Buzz / The Best Rewards Credit Cards

Buzz Mogul

The Best Rewards Credit Cards

I know that I’ve struggled trying to figure out which credit card has the best “deals.” Do I want to snag cash back, airfare/hotel rewards or free swag at a store that I frequent?

In the June 2010 issue of ShopSmart, from the publisher of Consumer Reports they’ve done the homework FOR you by revealing the Credit Cards with the Best Rewards. Shopping can be a rewarding experience, especially if you are able to snag a deal. But there’s nothing better than being paid to shop, and with rewards cards, consumers can do just that!

Lisa Lee Freeman, editor-in-chief of ShopSmart says: “We’ve sifted through the fine print to offer our readers a comparative analysis of the best rewards cards out there. Just keep in mind that rewards cards tend to have higher interest rates, so be sure to pay off your balance each month.”

Here’s how to Choose the Best Rewards Card for You


* Watch for sneaky fees: Many rewards cards have annual fees, which are likely to be more than offset by your rewards. But be alert for fees on balance transfers, cash advances and foreign transaction.

* Go for cash rewards: With straight-forward cash-back, avoid the temptation to spend points on unnecessary items at the car issuers’ online malls.

* Get paid for loyalty: Check your favorite retailer for a card that rewards frequent shopping.

* Look out for the fine-print gotchas: Buried deep in the terms and conditions of some credit-card agreements are clauses that could make you lose out on rewards, like cutting off rewards at a certain cap in monthly spending or requiring you to opt in every quarter for your rewards.

ShopSmart’s Picks for Top Rewards Cards

1. American Express Costco TrueEarnings

* APR: 0% for 6 months, then 15.24%
* What you get: 3% cash back at gas stations and restaurants (drops to 1% at gas stations after $3,000 is spent), 2% on travel, 1% elsewhere. No annual fee with Costco membership.

2. Capital One No Hassle Cash Rewards

· APR: 0% until March 2011, then 14.9%

· What you get: 2% cash back on gas and at major grocery stores, 1% on everything else. Rewards never expire and can be redeemed anytime. No balance-transfer fee.


3. Fidelity Rewards American Express

* APR: 13.99%
* What you get: 2 points for each 1% spent. You do not need a brokerage account to have the card. You need a brokerage account only to redeem points for cash deposits to your account.

4. PenFed Premium Travel Rewards American Express

· APR: 13.24%

· What you get: 5 points per $1 spent on airfare, 3 per $1 on dining and hotels until Dec. 31, 2010, 1 per $1 elsewhere; 20,000-point sign-up offer when $650 is spent in first three months. No foreign-transaction fee. Good balance-transfer offer. Military families join free; others pay a onetime $20 fee.

ShopSmart launched in Fall 2006 by Consumers Union, publisher of Consumer Reports, ShopSmart draws upon Consumer Reports’ celebrated tradition of accepting no advertisements and providing unbiased product reviews. The magazine features product reviews, shopping tips on how to get the most out of products and “best of the best” lists. ShopSmart is ideal for busy shoppers who place a premium on time. ShopSmart has a newsstand price of $4.99 and is available nationwide at major retailers including Barnes & Noble, Wal-Mart, Borders, Kroger, Safeway and Publix. ShopSmart is available by subscription at www.ShopSmartmag.org.

Please follow and like us:
error
fb-share-icon
Tweet
fb-share-icon


37 Comments

About Zipporah Sandler

Zipporah Sandler AKA Zippy is a lifestyle and travel specialist who after living everywhere from Providence to Paris found herself suddenly residing in South Florida (something she swore she’d never do).

Whether it be San Pellegrino water or Louis Roderer Cristal, Zippy suggests that you keep your life sparkling and your glass full.

« Spruce up for spring
Dirty Laundry »

Comments

  1. cartier love bracelet says

    August 23, 2014 at 12:51 am

    This blog was… how do you say it? Relevant!! Finally I have found something which helped me.
    Kudos!

  2. Buy Twitter Followers says

    August 23, 2014 at 3:22 am

    It’s remarkable to pay a visit this web site and reading the views of all colleagues about this post, while I am also keen of getting familiarity.

  3. funny tube says

    August 23, 2014 at 4:50 am

    Thanks in favor of sharing such a nice opinion, paragraph is good, thats why i have
    read it entirely

  4. Google says

    August 24, 2014 at 12:49 am

    This post presents clear idea for the new users of blogging, that actually how to
    do running a blog.

  5. essay services reviews says

    August 24, 2014 at 10:06 pm

    I was curious if you ever thought of changing the page layout of your blog?
    Its very well written; I love what youve got to say.
    But maybe you could a little more in the way
    of content so people could connect with it better. Youve got an awful lot
    of text for only having 1 or 2 pictures. Maybe you could space it out better?

  6. cheap prada handbags For men says

    August 25, 2014 at 8:22 pm

    cheap prada handbags For men
    Hey there! I’ve been reading your weblog for a while now and finally
    got the courage to go ahead and give you a shout out from
    Humble Tx! Just wanted to mention keep up the fantastic job!

  7. gucci luggage bags for women for sale says

    August 26, 2014 at 4:48 pm

    gucci luggage bags for women for sale

    Heya i’m for the first time here. I came across
    this board and I find It really useful & it helped me out much.
    I hope to give something back and aid others like you
    aided me.

  8. Saundra says

    September 22, 2014 at 5:00 am

    Great steam showers, we had a unit installed approximately
    five years ago and it could well do with modernizing, never
    get a dull or boring old common type of shower again

    Review my website; steam shower cubicles (Saundra)

  9. Latanya says

    September 27, 2014 at 4:17 am

    we not too long ago put in a steam shower unit,
    best thing we’ve purchased in a long while, the children and family members think it’s great,
    find it difficult to see myself going back to traditional
    showers anymore

    my blog post steam shower sauna (Latanya)

  10. Idéalement Acheter Vert sous Hommes says

    September 17, 2015 at 12:11 pm

    We stumbled over here by a different page and thought I may as well check things out. I like what I see so now i’m following you. Look forward to exploring your web page yet again.

  11. nike air max shoes says

    September 17, 2015 at 12:23 pm

    Hi! I could have sworn I’ve been to this site before but after looking at
    many of the articles I realized it’s new to me.
    Anyhow, I’m definitely delighted I stumbled upon it
    and I’ll be book-marking it and checking back frequently!

  12. Nuova lista 998 Grigio Blu Uomo says

    September 17, 2015 at 12:30 pm

    Hey there! I’m at work browsing your blog from my new iphone! Just wanted to say I love reading through your blog and look forward to all your posts! Keep up the fantastic work!

  13. Haut-Sell New Balance says

    September 17, 2015 at 1:57 pm

    I really like your wp template, exactly where do you get a hold of it from?

  14. Acquistare a basso prezzo Uomo Adidas Reale Solare Blu Baseball says

    September 17, 2015 at 3:40 pm

    Howdy! I know this is kinda off topic but I was wondering which blog platform are you using for this website? I’m getting tired of WordPress because I’ve had issues with hackers and I’m looking at alternatives for another platform. I would be awesome if you could point me in the direction of a good platform.

  15. Virus ego commenti international commenti commenti says

    September 17, 2015 at 3:48 pm

    After checking out a few of the blog articles on your site, I honestly like your technique of writing a blog. I saved it to my bookmark site list and will be checking back in the near future. Take a look at my web site as well and let me know what you think.

  16. Mythiques New Balance 574 Hommes Trainers says

    September 17, 2015 at 3:52 pm

    I really like your blog.. very nice colors & theme. Did you create this website yourself or did you hire someone to do it for you? Plz answer back as I’m looking to create my own blog and would like to find out where u got this from. kudos

  17. Big épargne sur New Balance Femmes Bleu Noir Running 550 says

    September 17, 2015 at 4:11 pm

    Have you ever considered about adding a little bit more than just your articles? I mean, what you say is important and all. Nevertheless think about if you added some great visuals or video clips to give your posts more, “pop”! Your content is excellent but with images and video clips, this website could certainly be one of the best in its field. Great blog!

  18. Jordan shpes says

    September 17, 2015 at 5:08 pm

    Stay up to date with retro Air Jordans and other Jordan shoes as well as Michael Jordan history. Nice Kicks has Jordan shoe release dates for cheap jordan shoes 2016.

  19. sms lån says

    September 17, 2015 at 5:56 pm

    It’s nearly impossible to find experienced people for this subject, however, you sound like you know what you’re talking about! Thanks

  20. el gordo madrid ego INTERNATIONAL!!!! says

    September 17, 2015 at 7:33 pm

    Very good information. Lucky me I found your website by chance (stumbleupon). I have saved it for later!

  21. http://ohmytv.net/?document_srl=1793280 says

    September 17, 2015 at 8:05 pm

    TRUTH: There isn’t any evidence for Rep. Pearce’s declare that wolves stalk children, and his effort to defund Mexican gray wolf recovery would hinder a program that, today, only has about 50 wolves in the wild. In fact, there are very few documented cases of wild wolves attacking humans. Pearce has accepted more than $250,000 from ranching interests since 2002, including from donors who hold publicland grazing permits.
    http://ohmytv.net/?document_srl=1793280 [url=http://ohmytv.net/?document_srl=1793280]http://ohmytv.net/?document_srl=1793280[/url]

  22. sms lån says

    September 17, 2015 at 9:20 pm

    Aw, this was a very nice post. Finding the time and actual effort to make a really good article… but what can I say… I hesitate a lot and never manage to get nearly anything done.

  23. Scontato premio Adidas says

    September 17, 2015 at 10:39 pm

    Hi! I know this is kinda off topic but I was wondering if you knew where I could locate a captcha plugin for my comment form? I’m using the same blog platform as yours and I’m having trouble finding one? Thanks a lot!

  24. Authentieke Nike Mensen Running Air Max Volt says

    September 18, 2015 at 12:55 am

    With havin so much content and articles do you ever run into any issues of plagorism or copyright infringement? My website has a lot of exclusive content I’ve either written myself or outsourced but it looks like a lot of it is popping it up all over the web without my agreement. Do you know any techniques to help stop content from being stolen? I’d really appreciate it.

  25. auto loans bad credit says

    September 18, 2015 at 2:19 am

    The reason behind this really is that every moment your credit history is run, it creates a tough inquiry” of one’s credit and that can send a flag.

  26. Top Verkaufen Adidas Herren says

    September 18, 2015 at 4:01 am

    Does your website have a contact page? I’m having a tough time locating it but, I’d like to send you an e-mail. I’ve got some creative ideas for your blog you might be interested in hearing. Either way, great blog and I look forward to seeing it develop over time.

  27. Myrtle says

    September 18, 2015 at 4:32 am

    Mobile medical systems can be used to fit their circumstance by going to their
    certain job website to examine their work health.

  28. sms lån says

    September 18, 2015 at 4:32 am

    This website was… how do I say it? Relevant!! Finally I’ve found something which helped me. Thanks a lot!

  29. Impressionnant New Balance 580 Gris Rouge Trainers Hommes says

    September 18, 2015 at 5:56 am

    Have you ever thought about publishing an ebook or guest authoring on other blogs? I have a blog based upon on the same subjects you discuss and would really like to have you share some stories/information. I know my viewers would appreciate your work. If you’re even remotely interested, feel free to shoot me an e mail.

  30. Alphonso says

    September 18, 2015 at 6:16 am

    I am constantly browsing online for ideas that may benefit me.
    And I have discovered yours. Thanks!

  31. La dernière Nike Hommes Runnings Nike Zoom Lebron X 10 Vert Noir says

    September 18, 2015 at 7:32 am

    This site doesn’t display correctly on my i phone – you might wanna try and repair that

  32. Más reciente Formazione says

    September 18, 2015 at 7:43 am

    Exceptional post however , I was wondering if you could write a litte more on this topic? I’d be very thankful if you could elaborate a little bit more. Bless you!

  33. youtube.com says

    September 18, 2015 at 7:48 am

    I wanted to thank you for this good read!! I certainly enjoyed every bit of it. I have you book marked to check out new things you post…

  34. ed freedom says

    September 18, 2015 at 8:29 am

    Excellent post! We will be linking to this great article on our website. Keep up the great writing.

  35. Kimberley says

    September 18, 2015 at 2:27 pm

    June 2015 saw the inaugural Capital City Food Truck Celebration at
    Gage Park in Topeka.

  36. Merle says

    September 18, 2015 at 11:26 pm

    System Software application: It helps in running hardware and the computer system.

  37. lưới chống nắng says

    March 18, 2019 at 3:02 am

    Banluoichenang.com –
    I am really enjoying the theme/design of your website. Do you ever
    run into any internet browser compatibility problems?

    A few of my blog readers have complained about my website not operating correctly in Explorer but
    looks great in Opera. Do you have any recommendations to help fix this issue?

Leave a Reply Cancel reply

Your email address will not be published.

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Eat what I eat!

Black Friday 2020 Deal

Guide to a great New Year’s brunch

Click the center of the guide for a fullscreen view to shop from.

Giveaways

  • Retro 6 can mini fridge
Shopbop.com

Fast Free Shipping Worldwide

  • JUST ARRIVED
  • SHOP HANDBAGS
  • SHOP LAPTOP BAG

Fast Free Shipping Worldwide

JUST ARRIVED

  • MISA

    Get the Look

  • THE VOLON

    THE VOLON S.Dico Layer Boots

  • One Teaspoon

    See More One Teaspoon

  • Alexandre Birman

    Shop Alexandre Birman Clarita Shearling Sneak...

  • Golden Goose

    Shop Golden Goose Superstar Sneakers

  • Levi's

    Buy Ribcage Cutoff Shorts from Levi's

< >

SHOP HANDBAGS

  • Frye

    Shop Frye Logan Briefcase

  • Frye

    Get the Look

  • Frye

    Logan Messenger Bag

< >

SHOP LAPTOP BAG

  • See by Chloe

    Hana Medium Saddle Bag at Shopbop

  • See by Chloe

    See by Chloe Hana Saddle Bag

  • Marc Jacobs

    Marc Jacobs Recruit Small Nomad Saddle Bag

< >

Shop Black Gowns Dress, White Jeans, Silver Metallic Pumps Shoes, Blue Dresses and more. Get this widget.

Follow for MORE Champagne Living

Facebook
Twitter
Pinterest
Instagram

Cars Bars & Pars – a men’s lifestyle blog

Dealspotr.com

Copyright © 2021 · Champagne Living Media LLC (2007)

Copyright © 2021 · Divine Theme on Genesis Framework · WordPress · Log in